What are Credits?
Credits are the currency for AI-powered features in Peanuts. Every time you use an AI feature, it costs credits based on the complexity of the operation.Free Features (0 Credits)
Many features don’t cost any credits:Instant Logs ⚡
Simple entries matched via Affinity or Local matching
Shoebox Fallback
Unmatched content going to Shoebox
Manual Entry
Adding entries directly in a Helper
Viewing Data
Browsing your Helpers and entries
Affinity Matching
Pattern matching based on your history
Offline Queue
Storing entries for later sync
The 4-Tier Matching System
When you log via Log Anything, Peanuts uses a tiered matching system:| Tier | Name | Credits | Description |
|---|---|---|---|
| 1 | Affinity | 0 ⚡ | Matches based on your learned patterns |
| 2 | Local | 0 ⚡ | Pattern matching against Helper definitions |
| 3 | AI | 1 | OpenAI analysis for ambiguous inputs |
| 4 | Fallback | 0 | Goes to Shoebox |
Credit Costs
| Feature | Credits | Description |
|---|---|---|
| Affinity/Local Match | 0 | Pattern-based instant matching |
| Shoebox Fallback | 0 | Unmatched content capture |
| Log Anything (AI text) | 1 | AI-powered text routing |
| Log Anything (voice) | 9 | Voice transcription (8) + routing (1) |
| Log Anything (image) | 5 | Image analysis and routing |
| Log Anything (link) | 1-3 | Link scraping and routing |
| Ask Peanuts | 1 | Chat with your data, get insights |
| Ask Peanuts + Voice | 13 | Chat (1) + spoken response (12) |
| Helper Creation | 1 | AI generates a new Helper from description |
| Helper Voice Entry | 9 | Transcription (8) + AI parsing (1) |
| Smart Scan | 5 | Receipt/document scanning with OCR |
| Hands-Free Mode | ~21/entry | STT (8) + parse (1) + TTS (12) |
| Virtual Try-On | Uses try-on credits | AI clothing try-on (separate quota) |
Voice Credit Breakdown
Voice features use multiple AI services:| Component | Credits |
|---|---|
| Speech-to-Text (STT) | 8 |
| Text-to-Speech (TTS) | 12 |
| AI parsing/routing | 1 |
Credit Allowances by Plan
Free
- 50 credits/month
- 20 daily API calls max
Starter
- 200 credits/month
- Unused credits don’t roll over
Pro
- 500 credits/month
- 5 Virtual Try-Ons/month
- Priority AI processing
Team
- 1000 credits/seat/month
- 15 Virtual Try-Ons/seat/month
- Shared team pool option
Checking Your Credits
In the App
- Tap your profile icon in the top right
- Go to Settings → Credits
- View current balance and usage history
Credit Indicators
Throughout the app, you’ll see credit costs displayed:- Before using an AI feature
- In feature descriptions
- On the pricing page
Low Credit Warnings
When your credits run low, you’ll receive email notifications:- At 10 credits — Warning notification
- At 5 credits — Follow-up warning
- At 3 credits — Urgent warning
- At 1 credit — Final warning
- At 0 — AI features paused until reset
Buying More Credits
If you run out before your monthly reset:- Go to Settings → Credits
- Tap Buy Credits
- Choose a credit pack:
- 50 credits — €2
- 150 credits — €5
- 400 credits — €10
Optimizing Credit Usage
Use scoped input for guaranteed free logging
Use scoped input for guaranteed free logging
Tap a Helper chip before typing to scope your input. This uses Local matching (0 credits) instead of AI.
Let Affinity matching learn your patterns
Let Affinity matching learn your patterns
Consistent logging builds your Affinity profile. Over time, most routine entries will match instantly for free.
Use Instant Logs when possible
Use Instant Logs when possible
Simple entries like “coffee $5” or “ran 3km” log instantly for 0 credits.
Use text input instead of voice
Use text input instead of voice
Typing costs 0-1 credit vs 9 for voice transcription.
Batch similar entries
Batch similar entries
Instead of 5 separate voice entries, type them all at once.
Disable Read Aloud in Ask Peanuts
Disable Read Aloud in Ask Peanuts
TTS responses cost 12 credits—turn off if reading is fine.
Save Smart Scan for complex documents
Save Smart Scan for complex documents
For simple receipts, try a regular photo (5 credits) first.
Credit Reset
Monthly credits reset on your billing date. For example, if you subscribed on the 15th, credits reset on the 15th of each month. You can see your next reset date in the Credits Usage dashboard at Settings → Credits.Daily API call limits (for Free tier) reset at midnight UTC.
FAQ
Do unused credits roll over?
Do unused credits roll over?
No, monthly credits reset each billing cycle. Only purchased credits carry over.
Can I see what used my credits?
Can I see what used my credits?
Yes! Go to Settings → Credits → Usage History to see a detailed breakdown.
What happens if I hit 0 credits?
What happens if I hit 0 credits?
AI features pause, but you can still:
- View and manually add entries
- Use Instant Logs and Affinity matching (0 credits)
- Access all your data
Why did voice use 9 credits?
Why did voice use 9 credits?
Voice includes: transcription (8) + AI parsing/routing (1) = 9 credits.
What's the difference between Affinity and Local matching?
What's the difference between Affinity and Local matching?
Affinity learns from your personal history and vocabulary. Local matches against Helper field definitions. Both are free.