Credit Costs
Different AI operations consume different amounts of credits:| Operation | Credits | Examples |
|---|---|---|
| Text AI | 1 | Helper creation, Ask Peanuts queries, AI chat |
| Vision AI | 5 | Receipt scanning, Smart Scan, image analysis |
| Speech-to-Text | 10 | Voice input transcription |
| Text-to-Speech | 15 | Having responses read aloud |
Virtual Try-On uses a separate monthly counter, not credits. See your plan for included try-ons.
Monthly Allowances by Plan
| Plan | Monthly Credits | Virtual Try-Ons | Helpers |
|---|---|---|---|
| Free | 50 | 0 | 3 |
| Starter | 200 | 0 | 10 |
| Pro | 500 | 10 | Unlimited |
| Team | 1,000 | 25 | Unlimited |
Checking Your Balance
Header Counter
The credit counter in the app header shows your current balance:
- Green: Plenty of credits remaining
- Yellow: Running low (10 or fewer)
- Red: Critical (3 or fewer)
Credits Dashboard
For detailed usage tracking, visit Settings → Credits Usage:Usage Breakdown
See credits consumed by operation type (Text, Vision, Voice).
Recent Activity
Review your last 50 AI operations with timestamps.
Low Credit Notifications
Peanuts sends email notifications when your credits run low:| Threshold | Notification |
|---|---|
| 10 credits | Gentle reminder |
| 5 credits | Warning |
| 3 credits | Urgent alert |
| 1 credit | Final notice |
Running Out of Credits
When you run out of credits:- AI features pause — Ask Peanuts, voice input, and Smart Scan won’t work
- Core features continue — Manual data entry, viewing entries, and widgets still work
- Prompt to recharge — You’ll see options to upgrade or buy credit packs

Buying More Credits
Upgrade Your Plan
The most cost-effective way to get more credits is upgrading:- Starter → Pro: 2.5x more credits (200 → 500)
- Pro → Team: 2x more credits (500 → 1,000)
View Plans
Compare plans and upgrade
One-Time Top-Ups
Need credits before your next reset? Purchase a credit pack:| Pack | Credits | Best For |
|---|---|---|
| Small | 50 | Quick top-up |
| Medium | 150 | Regular use |
| Large | 500 | Heavy users |
1
Go to Credits
Navigate to Settings → Credits Usage
2
Click Buy Credits
Select the “Buy Credits” button
3
Choose a Pack
Select the credit pack that fits your needs
4
Complete Payment
Pay securely via card through Adyen
Credit-Free Features
These features don’t consume credits:Manual Entry
Typing entries directly into Helpers
Viewing Data
Browsing your entries and dashboards
Widgets
Using timers, counters, and streaks
Charts
Viewing data visualizations
Reminders
Receiving push notifications
Export
Downloading your data
Admin Access
Admin users bypass all credit limits and have unlimited access to AI features.
FAQs
Do unused credits roll over?
Do unused credits roll over?
No, monthly credits reset at the beginning of each billing cycle. However, purchased credit packs never expire.
What happens if I downgrade my plan?
What happens if I downgrade my plan?
Your monthly credit allowance will change to match your new plan at the next billing cycle.
Can I see exactly what used my credits?
Can I see exactly what used my credits?
Yes! The Credits Usage dashboard shows every AI operation with timestamps and credit costs.
Why does voice cost more than text?
Why does voice cost more than text?
Voice processing requires additional AI models (speech-to-text and text-to-speech), which are more computationally expensive.

